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21 and looking for insurance

PostPosted: Fri Feb 06, 2004 11:17 pm
by davefla
Im hoping to buy a 1.8 in the coming weeks.im only 21 so wont be easy to get insurance.Any ideas?

PostPosted: Sat Feb 07, 2004 3:01 pm
by Dean
Have you had insurance long? You will probably also need a brokers. Ill tell you man it isnt going to be easy.

PostPosted: Sat Feb 07, 2004 4:42 pm
by davefla
Well Dean hows things.Ive been insured for three years under the mother.Full license for two years.Did that ignition test 2 weeks ago with hibernian,passed it,then rang for insurance on the fto but wont quote on anything over 1600cc.I suppose the best bet is to try and get insured under the mother again,but im with AXA and they wont go near me with an fto.

PostPosted: Sun Feb 08, 2004 3:58 pm
by Dean
davefla wrote:Well Dean hows things.Ive been insured for three years under the mother.Full license for two years.Did that ignition test 2 weeks ago with hibernian,passed it,then rang for insurance on the fto but wont quote on anything over 1600cc.I suppose the best bet is to try and get insured under the mother again,but im with AXA and they wont go near me with an fto.


Might be your best bet, most insurers wont quote till after 25, some you need to be 30.
Insurance agencies are evil that way.
AXA has a 25 mark on theirs for FTO's and even then thats AXA broker, I dont think AXA will even quote for Japanese imports.

PostPosted: Sun Feb 08, 2004 7:13 pm
by davefla
When you say they wont quote you until your 25,do you mean on your own policy or as a named driver,or both!?

PostPosted: Sun Feb 08, 2004 10:06 pm
by Dean
davefla wrote:When you say they wont quote you until your 25,do you mean on your own policy or as a named driver,or both!?


You might be able to get named driver, dont know though, my policy specifically staes I can only name over 25s to drive my car.