I'm with AXA, full NCD, over 36 and my policy dropped from €1053 last year to €687 this year, didn't realise if I haggled / bluffed, they might knock a further few quid off. (...must reach €570 target)
Often It depends who you are dealing with in the office as one prat (in AXA) quoted me over €3200 a couple of years ago for FC and around €1700 for TPFT - dearer than the previous year.
I asked him why the cost had gone up so much for TPFT and he stuttered that it had to do with the FTO parts being expensive to replace in the event of an accident....was it assumed I'm only going to crash into FTO's.
By the way the I argued last year's €1053 price and she threw in the house contents insurance for 'free'. I cancelled the house insurance a month later (used same ins. co. as building cover) and recieved €140 refund. Small consolation!