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Penalty points loading
Posted:
Thu Oct 15, 2009 10:07 amby CJ
At what stage does your insurance company start loading your policy in terms of penalty points? My own insurer (Royal Sun Alliance) loads the policy when 7 points are accumulated. This surprised me somewhat, I would have expected to be paying an extra few quid when 4 points are reached.
CJ
Re: Penalty points loading
Posted:
Thu Oct 15, 2009 10:19 amby TopCat
That seems fairly good alright CJ. I think most companies let you away with the first 2, but after that start loading. I'm open to correction though.
Re: Penalty points loading
Posted:
Thu Oct 15, 2009 2:43 pmby Dragonheart
Think its the first 4, again only from what I've heard, no points so no experience with the system.
Re: Penalty points loading
Posted:
Thu Oct 15, 2009 10:30 pmby optical illusion
TopCat wrote:That seems fairly good alright CJ. I think most companies let you away with the first 2, but after that start loading. I'm open to correction though.
I would tend to agree.
Re: Penalty points loading
Posted:
Fri Oct 16, 2009 10:49 amby CJ
Anybody got practical experience of this or are those of you with points not declaring them?
CJ
Re: Penalty points loading
Posted:
Fri Oct 16, 2009 11:13 amby Baldrick
I had four a few years ago (on the bike) with Hibernian. No problem with the first two... Got loaded when I hit four. Didn't have to declare them... They knew as soon as I did
Re: Penalty points loading
Posted:
Fri Oct 16, 2009 11:40 amby CJ
Baldrick wrote:Didn't have to declare them... They knew as soon as I did
The joys of working in the insurance industry, eh?
CJ
Re: Penalty points loading
Posted:
Sun Oct 18, 2009 3:19 amby Sebastian
have a few points miself .. i split them between me and the missus .. . minor and stupid stuff , so far not a problem inssurance wise
Re: Penalty points loading
Posted:
Sun Oct 18, 2009 11:04 amby Dragonheart
Sebastian wrote:.. i split them between me and the missus .. .
How? Thought points went on the registered owner of the car if caught on camera, or whoever was driving when the cops stopped the car.