I renewed with Arachas this year as I didn't have many other options. I paid €1520 last year and this years quote was ~€1200 for renewal but got it down to €1025 by bumping my Voluntary Excess up to €500 and adding my girlfriend onto the policy. My stats are:
30.
Full licence for 3 years.
2 years ncb.
0 penalty points.
CJ wrote:goz_83 wrote:if i had a british one, the insurance would be halved, because that was the quote I got online
Hes talking about the the officially imported Mitsi UK cars (through Ralliart) - identical to the Jap version apart from exhaust, alarm and foglight additions. On one hand, its interesting to note, on the other its points at the illogical variance in insurers data. Just goes to show the heavy weighting thats applied to Jap imports when determining the premium price.
My FTO is a RallyArt one and First registered in the UK but any of the insurance companies didn't care about that...
Here's a list of the companies I rang and got No's from with the reason's for rejection (that I can remember):
123.ie - Class of car
25 Plus - Class of car. They don't take anything in that class like Impreza's. Even 1.4 lancer's and normal starlets are in this class
AA
Aon - 5 years ncb due to vehicle grouping/class
Aviva - Need 3 years ncb on any 2l car and would have to do an ignition course. FTO's are on the decline list anyway.
Axa - 5 years ncb for a vehicle of this grouping/class.
Best Quote - Modified suspension is a no
Britton
Chill
Easy Quote
FBD - Still waiting on callback
Liberty - Class of car, UK import didn't matter
No Nonsense
One Direct - 3 years ncb needed for this car's class
Pibasure
Quote Me - Car on decline list
Zurich - Car on decline list
I only got one company to quote me and that was XS Direct. They accepted the car even with lowered/modified suspension, non standard exhaust and 17" alloys. I got 3 quotes with different excesses:
Excess : Quote
€3,000 - €630
€2,000 - €740
€1,000 - €880
In the end I went with Arachas again because I didn't want such a high excess. There are too many idiots on the road. I was also afraid that if I left them that they wouldn't quote me again and I'd be stuck having such a high excess for a few years.