How much do you pay for car insurance?

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Postby soc » Wed May 18, 2005 11:11 am

adrian wrote:Insurance makes no sense..... my insurance on the S2000 rose by 600 euro this year!! I am a year older, a years extra no claims, the car is a year older and the premium jumps like that!?! Granted, I am married to a staff member in the insurance company and so I get some staff discount but still and all it's mad that it can jump so much.


That sounds crazy - I'd kick up a lot if mine went up in these circumstances. I'd be taking this to the director of consumer affairs and the insurance ombudsman. I'm not sure how they can justify such an increase for someone who should have decreased as a risk!! :evil:
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Postby kevinod » Wed May 18, 2005 11:24 am

My brother's insurance went up quite a bit at renewal time a few weeks ago, he ended up getting a quote about 1/3 of what the guys he was with were after!

The whole industry just defies logic completely!
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Postby Kace » Wed May 18, 2005 5:06 pm

adrian wrote:Insurance makes no sense..... my insurance on the S2000 rose by 600 euro this year!! I am a year older, a years extra no claims, the car is a year older and the premium jumps like that!?! Granted, I am married to a staff member in the insurance company and so I get some staff discount but still and all it's mad that it can jump so much.


Did you have to pay out the extra 600 then and can you recommend the place you're with to quote for performance cars ?
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Postby Kace » Fri May 20, 2005 10:22 am

Got it down to 920 thankfully with St Paul, but it's 3rd Party.
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Postby ftokl » Mon Jul 25, 2005 1:04 am

Hi all, found this topic very interesting! - had to put my own details here...

Model\Year: 95 GS Tip
Age: 24
Cover Type: fully comp
NCB: 2yrs (i think)
Named driver experience: ~6yrs
Insurer: AXA
Policy amount: €1900

Dont think im doing too bad price wise, I upgraded from a 1.3 lancer, and insured the fto for an extra 400 for the remaining 1/2 year, AXA said it should drop by around 500 upon insurance renewal (sept!), they hadnt heard of an FTO before and asked if it was sporty!
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Postby mikedoyle » Thu Sep 15, 2005 1:07 pm

Just brought an FTO over from the UK,can`t get it insured because my broker says nobody has heard of an FTO over here!

Any suggestions? I see AXA is an option and as I`m 51 I may have an advantage age-wise over some of you.(Never thought I`d see being 51 as an advantage!!)

Regards Mike Doyle
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Postby Mustang » Thu Sep 15, 2005 1:12 pm

Welcome Mike and best of look with the car. Check out this link for a list of companies insuring the FTO. It can be a bit of a minefield getting insurance for the FTO but persevere!
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Postby Kace » Thu Sep 15, 2005 8:36 pm

You should get insured no problem with Pat Britton insurance in Donegal. Obviously not too many FTOs knocking around Doonbeg.
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Postby kevinod » Thu Sep 15, 2005 8:54 pm

Kace wrote:You should get insured no problem with Pat Britton insurance in Donegal. Obviously not too many FTOs knocking around Doonbeg.


Didn't someone else do that a month or 2 ago? Doonbeg rings a bell, can't think of the username...
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Postby roykeane » Mon Oct 24, 2005 9:23 pm

96 Gpx
Age 37
Full license since 09/05
I years NCB
€1615 with Wrights in Kilkenny, (Ask for Marion, v v v helpful @056 7752600). I thought this was pretty good considering :D
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Postby pergau » Tue Oct 25, 2005 2:02 pm

95 GPX
Age 40
Full Licence for ever
€700 with allianz
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Postby PT FTO » Tue Oct 25, 2005 2:51 pm

95 GPX
32 years old
Full Licence 92
845 with AXA
mmmm!! GPX........and its not all mine anymore....:-(
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Postby Muad_dib77 » Tue Oct 25, 2005 2:51 pm

Age: 28yrs
95 GPX
Full License
2y NCB
FC
1796e - Eaglestar.
Last edited by Muad_dib77 on Tue Oct 25, 2005 3:06 pm, edited 1 time in total.
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Postby Dave » Tue Oct 25, 2005 2:55 pm

Age: 25yrs
95 GS Manual (Turbo already declared,all mods & valued @ €15K)
Full License
3yrs NCB
Fully Comp
€1744 AXA
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Postby soc » Tue Oct 25, 2005 2:58 pm

Dave wrote:Age: 25yrs
95 GS Manual (Turbo already declared,all mods & valued @ €15K)
Full License
3yrs NCB
Fully Comp
€1744 AXA



now, that's a good quote..... did they raise any eyebrows at the turbo?
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Postby Dave » Tue Oct 25, 2005 3:00 pm

soc wrote:

now, that's a good quote..... did they raise any eyebrows at the turbo?


They did alright and there were a few strings pulled, but i've a tracker in there for security, kept it on from when i used to be monitored, but i think they've just put it through as a bog standard 1.8.
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Postby agent s » Tue Oct 25, 2005 3:45 pm

24 yrs old
Full Licence
1 year ncb
Fully Comp
2L GR valued at 6.5k
No points or claims in last 5 yrs
No convictions pending

€1560 XS Direct (excess of €2k)
orrrrrrrrrrr........
€3415 ARB Underwriting (excess of €350)
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Postby Aidan » Tue Feb 07, 2006 12:59 am

96 GPX
28 yr old
6 yrs Full Licence
6 yrs NCB
Fully Comp
€1250
AXA
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Postby donnie darko » Tue Feb 14, 2006 12:22 am

95 2ltr v6
24 yr old
2yrs full licence
3 yrs NCB
Fully Comp (open insurance)
€1270
hibernian
ouch jesus bit me!!!!
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Postby paulkenny » Tue Feb 14, 2006 2:15 pm

donnie darko wrote:95 2ltr v6
24 yr old
2yrs full licence
3 yrs NCB
Fully Comp (open insurance)
€1270
hibernian


Hi,
If you don't mind me asking how the hell did you get that quote?? I'm 27 with 8yrs NCB with a full license and they wouldn't even quote me when I called them direct. The only quote I got from Hibernian was through a broker and they quoted me €2,200 ...was I trying the wrong places or is there some trick I don't know about??
It's just really frustrating when you see the crap that goes on with insurance, I don't know why the companies can't use the grouping scheme for cars that the english insurers use so that things can at least be a little bit more transparent.
...ggrrrr :evil:
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Postby paulkenny » Tue Feb 14, 2006 2:17 pm

paulkenny wrote:
donnie darko wrote:95 2ltr v6
24 yr old
2yrs full licence
3 yrs NCB
Fully Comp (open insurance)
€1270
hibernian


Hi,
If you don't mind me asking how the hell did you get that quote?? I'm 27 with 8yrs NCB with a full license and they wouldn't even quote me when I called them direct. The only quote I got from Hibernian was through a broker and they quoted me €2,200 ...was I trying the wrong places or is there some trick I don't know about??
It's just really frustrating when you see the crap that goes on with insurance, I don't know why the companies can't use the grouping scheme for cars that the english insurers use so that things can at least be a little bit more transparent.
...ggrrrr :evil:
Paul


...ok just saw in another post that your a girl ..I guess that explains it :oops:
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Postby Myfeckin FTO » Tue Feb 14, 2006 2:55 pm

paulkenny wrote:........ok just saw in another post that your a girl ..I guess that explains it :oops:


Full no claims ? License 15 years? Alarm and Tracker on your car ?? Car in a lock up in a secluded monastery on the Aran Islands? Yes ? - Tough!

You can't beat a pair of boobs for a cheaper insurance quote. :lol:
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Postby saoirse32 » Tue Feb 14, 2006 5:55 pm

has anyone got any quotes from britton insurance, all me mates are changing their policies over to them seem to be the cheapest place around at the moment.......
be worth a go.
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Postby donnie darko » Wed Feb 15, 2006 12:01 am

Myfeckin FTO wrote:
paulkenny wrote:........ok just saw in another post that your a girl ..I guess that explains it :oops:



You can't beat a pair of boobs for a cheaper insurance quote. :lol:


dame rite!!!

but if it helps i am a very good driver and i think all safe drivers should get cheap quotes. in a perfect world but this is ireland! :roll:

sorry guys.

ps. i got the quote from a broker. i had already rung hiberinan direct but they told me they wouldnt insure the car at all not just for me but anyone!

pack a s#@ts if ya ask me but we have to live by their rules. :evil:
ouch jesus bit me!!!!
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