How much do you pay for car insurance?

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Postby Mustang » Tue Oct 26, 2004 11:57 am

CJ, might be worth your while trying Britton insurance http://www.brittoninsurance.com
as recommended in a previous post by Steelroe. They are one of the few insurers who will issue an quote (to me at least) for the FTO online. Although you practically have to tell them your life story to get a quote...they really do seem to look for a excessive amount of info.
That said I doubt they'll be a competitive as QD.

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Postby gordonocnroy » Thu Oct 28, 2004 11:18 am

Model\Year: 95 Tip 1.8
Age: 29
License Type: Full 4yrs
Cover Type: TPF&T
NCB: 4yrs
Insurer: Quinn Direct
Policy amount: €900
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Postby soc » Thu Oct 28, 2004 4:45 pm

CJ wrote:OK, renewal time is here again, heres what QD came back to me with based on the following stats:

Model\Year: 95 GPX
Age: 29
License Type: Full 4yrs
NCB: 2 years

TPF&T: €799
Fully Comp: €1004


CJ


That's a bloody good quote for only 2 years NCB - I was gonna be paying €800 TPF&T with 5 years NCB with Quinn....
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Postby soc » Thu Oct 28, 2004 4:47 pm

Make/Model: VW Golf GTI 1.8T
Age: 30
Licence: Full 6 years
NCB: 5 years

Full Comp with NCB protection: €1052

With Axa - and claims resulting from Fire or Theft will not effect the NCB which is sweet.
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Postby Dave » Thu Oct 28, 2004 4:51 pm

Model\Year: GS 95, Prelude 2.2 V-Tech and anything else i want :wink:
Age: 24
License Type: Full
Cover Type: TPF&T
NCB: 2yrs
Insurer: StPaul
Policy amount: €2800

but this should come down a little, full license credit to come through!
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Postby CJ » Sun Oct 31, 2004 6:27 pm

Mustang wrote:That said I doubt they'll be a competitive as QD


You're right on that point Mustang, they want €3600 off me for FC :roll:
Get this, the hilarious bit is that they quoted me €3300 for an EVO V, €3000 for a Supra TT and €2600 on a WRX STI, what the f**k is all that all about!!

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Postby Myfeckin FTO » Sun Oct 31, 2004 7:33 pm

CJ wrote:You're right on that point Mustang, they want €3600 off me for FC :roll:
Get this, the hilarious bit is that they quoted me €3300 for an EVO V, €3000 for a Supra TT and €2600 on a WRX STI, what the f**k is all that all about!!CJ


Thats whats killing FTO resale values in Ireland - absolutely stupid and out of context quotes - the above quote is not unusual across the various Insurance companies - When I priced an EVO 5 insurance quote - the best price I got was €1600 fully comp - while my FTO is costing me €1700 TPF&T. It looks like the FTO is gonna continue to be a rare sight on our roads. I'd love to know what the insurance companies motives are for such a high loading on the FTO in comparision to all other FWD coupes.
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Postby Mustang » Mon Nov 01, 2004 10:41 am

CJ wrote
Get this, the hilarious bit is that they quoted me €3300 for an EVO V, €3000 for a Supra TT and €2600 on a WRX STI

CJ, that's just not funny :evil:
I think part of the problem is that, as the fto was never officially imported into Ireland, ther is no Irish model version, so the insurance companies maybe do not have (or bothered to get) correct or complete information on it, and as a consequence they just use a default (high rating).
Particularly the way in which all models are grouped the same, is really annoying. In this context the gs seems like a very expensive (insurance) option relative to the cars performance.
Around this time last year (with about 9 months until my insurance was up for renewal again) I got the following additional 3rdPF&T premium quotes:
FTO GPX ~€1050, Prelude 2.2L ~€1100, 200sx ~€1050, FTO GS €500,
Prelude 2L €500. Seemed reasonable enough at the time. This cover was with allianz through a broker. But as allianz would not renew, come the end of term the broker would arrange alternative cover. Indicative renewal quote was €3600, same price for GS as GPX :shock: :evil:
MfFTO wrote
Thats whats killing FTO resale values in Ireland - absolutely stupid and out of context quotes - the above quote is not unusual across the various Insurance companies

I got a quote from QD on friday, for an MR2 €1050 3rd PF&T. If I didn't like the shape of teh FTO so much!!!!!!!!!!!!!!!!!!

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Postby Mustang » Mon Nov 01, 2004 1:34 pm

CJ wrote
You're right on that point Mustang, they want €3600 off me for FC
Get this, the hilarious bit is that they quoted me €3300 for an EVO V,

Just tried the Britton site again myself. Based on a manual GPX I got a quote of €2100 FC (I think). For the EVO V, I got the following €3200 3rdPF&F, €3400 FC.
Arguably, the two evo quotes (yours and mine) are quite similar. But your FTO quote seems to be way out in this context :shock: :?:

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Postby gordonocnroy » Fri Dec 10, 2004 11:52 am

just got my renewl from Quinn Direct,
I am 29 with 5 years NCB
95 FTO 1.8
3PFT €490
Fully Comp €605
That is iwth my girlfriend as a named driver.

I am so happy

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:D :D :D :D :D :D
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Postby Mustang » Fri Dec 10, 2004 12:00 pm

Happy days Gordon! What part of Clare are you based in BTW?
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Postby gordonocnroy » Fri Dec 10, 2004 5:22 pm

From Ennis, Livin in limerick at the moment.
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Postby Speedyboy » Fri Feb 25, 2005 3:49 pm

I recieved my renewal yesterday down to €837 on the FTO. Im 25 with 4 years NCB, With QD
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?????????

Postby AL » Fri Feb 25, 2005 6:29 pm

jesus!! speedboy, you must live some where very remote like the Aran islands, lol. :?

im 36, in dublin a full licence, 5 years ncb, and was quoted cheapest of 1,435 for a '99 gpx :x

where am i going wrong.
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Postby Speedyboy » Sun Feb 27, 2005 8:45 pm

Thats Galway city it wasnt cheap at the start but has almost halved every year since,
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Postby Neil » Wed Apr 20, 2005 7:12 pm

Intersure in Coolock village.

€3750

killer but best around considering - 24(by 1 day), male, full licence 1 year, 1 years NCB, and living in Dublin.
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Postby Dave » Thu Apr 21, 2005 7:59 am

Did you ring our place Neil??
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Postby Neil » Fri Apr 22, 2005 8:24 am

I did Dave yea, and it was pretty good - cant remember the figure but it was approx just over 4k which is better than most of the places I tried (average 4500 or so) but still pipped at the post by that intersure place who shocked me with that 3750 quote.



Sad state of affairs really when im actually glad to be throwing 3.7k down the drain!
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Postby Dave » Fri Apr 22, 2005 8:28 am

hmmm, strange, should have emailed me i might have been able to sort something out! sure maybe next year give us a call! :wink:
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Postby Neil » Fri Apr 22, 2005 8:32 am

crap!!! well I'll know the next time anyway....

hehe cheers nice one anyay
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Postby Kace » Tue May 17, 2005 6:32 pm

Having just received this year's renewal I would definitely say that the only thing that has really cost me time and money over the years (6) is getting the insurance sorted. After changing companies last year and getting back below the almost plausible 1kEUR mark, I was disgusted when my renewal came in at 1600EUR !!!! This is for 34 year old with about 10 yrs no claims.

Back to the drawing board for me this year once again !!!

My targets are :

Coyle Hamilton (my old broker where we have a company deal)
O'Reilly Cullen
Some other broker that utilises St Pauls

Anyone got any other suggestions ....
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Postby Dave » Wed May 18, 2005 8:29 am

definitely O'ReillyCullen!!! :wink:
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Postby Dean » Wed May 18, 2005 8:55 am

Dave wrote:definitely O'ReillyCullen!!! :wink:


*Coff* Pimp *Coff* :D
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Postby Dave » Wed May 18, 2005 9:03 am

*Coff* Pimp *Coff*



:D just trying to provide a service to my fellow FTOers! :wink:
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Postby adrian » Wed May 18, 2005 9:27 am

Insurance makes no sense..... my insurance on the S2000 rose by 600 euro this year!! I am a year older, a years extra no claims, the car is a year older and the premium jumps like that!?! Granted, I am married to a staff member in the insurance company and so I get some staff discount but still and all it's mad that it can jump so much.
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