How much do you pay for car insurance?

[Dean]

Dave, I can send you on the details, but to be honest, I am 24, I doubt they would include me in the quote.

[Dave]

there's no harm in trying is there, i'm 23 and sticking my details in just for the numbers. the more the merrier!

[Kace]

Here you go Dave

Current Insurer : Allianz (I think)
Renewal Date : 26 May 2004
Age : 32
Region : Dublin
Licence : Full for 10 years
Model : FTO GPX 1995 2L
Cover : Comprehensive
NCB : 9 Years
Claims : None
Current Premium : EUR1400

[Ivan E]

I don't know what the story is here, but at the moment I am insuring the fiance's 96 Ford Escort and she insures my FTO. Through my insurance, I can drive anything. She's the same, but she cannot drive her partner's car, ie her Escort under her insurance. So I add her to my insurance as a named driver and of course being female, it brings mine down further.

The wonders of insurance.

She's getting a company car though, so it looks like I will have to get my own insurance in August of next year. So I don't know if that's too long away but here are the details.....

Current Insurer : Axa
Renewal Date : 3 August 2004
Age : 28
Region : Mullingar
Licence : Full for 11 years
Model : FTO GR 1995 2L
(Insured currently on 96 Ford Escort 1.4)
Cover : Comprehensive
NCB : 4 Years
Claims : None
Current Premium : E1000 (for Escort)

I'd obviously like to put herself on as a named driver as it helps with the cost.

Do I need to mail this?

[Speedyboy]

Just got my renewal and my insurance has gone down almost 2000 to 1300 so im quite happy with that, Thats 24yrs old with 3yrs NCB

[CJ]

Just got my renewal and my insurance has gone down almost 2000 to 1300 so im quite happy with that, Thats 24yrs old with 3yrs NCB

Thats a nice drop Ralph (35%!) Hopefully this is a sign of things to come.

Ciaran

[Speedyboy]

Sorry think you mis understood i was paying 3k now im paying 1300 so a v nice 65% drop!

[CJ]

Yeah I did read it wrong, thats some drop! You with QD by the way?

Ciaran

[Speedyboy]

It is indeed with QD, I had a small tip during the year and the guy involved rang QD with out consulting me (even though i wasnt at fault) so i was dubios as to wheter they would hit me with increased premium becuase of that, But they were fair enough with me, they promised that they wouldnt hike it up and they didnt.

So im happy this weekend

[gav022]

speedyboy that in your own name , full licence?

[Speedyboy]

Yeah my own name full licience for 3 yrs, Once you get insured with any sort of remotel high rated car like a 1.6 civic you can go on and insure higher rated cars without too much difficulty,

R

[gav022]

thats fukin mental quote lol..

what kind of fto u driving?

[Speedyboy]

Its a decent quote but you should remember that not too long ago i was paying over 4k to insure a 1.5 civic. It was the only way for me to build up a history and a NCB.

[cakesparky]

if anyone is looking for a UK insurer, i can recommend a company in the midlands (i think?)
called AON. theyare just a broker, but one of the few who will do a decent price on our beloved FTO's (imports)

I pay £900 STG per year, thats 0 NCB, as i have 3 other cars, but is fully Comp etc., anyone with NCB that can be assigned would get it for circa £350-500 STG im told...

Only condition will be it must have certified Thatcham Cat 1 alarm system (with certificate)

can supply contact details if anyone in UK needs em.

[chuck]

95 gr auto
age 36
full no claims
full uk lisence 11years
wicklow area

arb insurance
1400 tptf

Renewal up soon arb quoted 1406 for same policy phoned about the lowest so far is with national direct 1217 tptf or fully comp for 1471 loads of companies dont insure fto's

my brother in scotland owns a newish mondeo or vectra all look the same 2.2L anyway him and his wife both under 30 fully comp with protected no claims and all the extras £360 a year, we are well and truelly
getting screwed up the ar$e here, is it poss to get insurance from other EC countries for cars here

[AL]

ive 5 years NCB
full licence 2 years

got quote from FBD , fully comp for a 1999 GPX MANUAL, €1598.00

im 35 , clean licence.

was told it doesnt matter how long you hav a full licence, only NCB.
so Bullit are u takin d piss, or , is that a GENUINE quote, just a bit curious

[JD]

Just to keep up to date on insurance cost changes.

I just got mu renewal from Allianz. I'm 42 - 5 year ncb - full licence,- so for the '95 GR fully comp, wife as named driver, with all the trimmings NCB bonus protection, windscreen........... it's €1067, that's down from €1,580 last year......30% drop .......... so why do I still feel like I'm beeing screwed


JD

ps. (Allianze give unlimited windscreen cover - which is just as well 'cause at around a grand a pop - I have a chip in mine that'll fail my next NCT, I'm going to need one )

[obtuse]

Hey lads im drivng a 1.8 4g93 carisma insured with FBD-named driver provisional licence, 3 years driving this car, no accidents, claims or convictions. im changing without a doubt to an FTO im thinking the same the 4g93. can anyone tell me where to try for insurance FBD wont cover the FTO.

[Mustang]

Male
26 yrs old
3 yrs NCB
Full Irish license 7 yrs
Country address!
FTO GR Manual
3rdPF&T, windscreen, protected NCB, with Allianz
Price: ~€1900

[Keith]

I got my first yearly quote on my fto

94 GPX Manual
Male,
27 yrs old,
5 yrs NCB
Full License 2yrs
TPF&T

Quote @ ?3230
Hibernian - broker

this looks abit excessive compared to the rest....
think I'll have to shop around

[zacob]

Model\Year: 96 GRTip
Age: 30
License Type: Full 12yrs
Cover Type: Fully Comp
NCB: Full
Insurer: Britton(Broker) ARB Insurer
Policy amount: €1800

I initially got a quote €1500 but after paying that they bumped it up another €300 because I'm self employed. They said something about it needing to be a different class of insurance. Don't know if anybody came accross this before?

[Mustang]

Zacob wrote

They said something about it needing to be a different class of insurance. Don't know if anybody came accross this before?

Class 1 cover is basically for social domestic and pleasure, this would be standard.
Class 2 and 3 are for cover including using your vehicle in the course of your employment/ profession. Basically the more you use the vehicle (for work), the higher class of cover required, and hence the more you pay!
As you are self employed they probably assume that you use the car in the course of your work. If you are not using the car for work, then I would think there is no need for a higher class cover, and they are spinning a line
Maybe someone here more knowledgeable on the subject can advise

Mustang

[CJ]

OK, renewal time is here again, heres what QD came back to me with based on the following stats:

Model\Year: 95 GPX
Age: 29
License Type: Full 4yrs
NCB: 2 years

TPF&T: €799
Fully Comp: €1004

I'm pretty happy with these figures, TPF&T is down over 300 quid on last year, FC looks pretty affordable this time around so I'll be taking this option (finally!). While I would relish the chance to change company , I don't feel that the other insurers will come close to these figures.

CJ

[Dave]

Price is not everything however!

i know i would personally pay more to be insured with some one other than quinn, that is just personal preference but if something ever did go wrong, Quinn would not be the best insurance company to look after you.

Opinion based of course!

[CJ]

Price is not everything however!

i know i would personally pay more to be insured with some one other than quinn, that is just personal preference but if something ever did go wrong, Quinn would not be the best insurance company to look after you.

Opinion based of course!

Thouroughly agree Dave (I'm not a fan of QD myself), I'd happily pay an extra few quid (within reason) to go with someone else, I'll be calling your office this morning

CJ